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Hello @Jim.Yes, but it all depend on what you consider to be the source of faith. Yes, the package is salvation. it comes by grace through faith. If you think that faith is a gift, then I must wholeheartedly disagree. If you think that faith is a work as described by Jesus, then I will agree. But that difference is key to the correct and biblical soteriology. The work of believing comes by the work of hearing the word about God and Christ. Neither of those are works of law which cannot give salvation to eternal life.
Faith came to me personally by hearing the word of God, by which I was brought under the conviction of sin, and also by hearing I heard that God had provided a Saviour, in the person of His Own Beloved Son, I heard and believed, for faith had entered to the saving of my soul, and I received the promise of life in Christ Jesus.
It was all of God.
In Christ Jesus
Chris