you are conflating faith in God with regeneration. Not the same.
OK Civic...
So you can have have faith without having regeneration?
That sounds right to you?
I know you can have faith without works, and God counts that person's faith as being dead.
But it only takes ONE ACT OF FAITH to become regenerated...
This is the ONE!
Jesus answered, “The work of God is this: to believe in the one he has sent.” John 6:29
If anyone believes in him? Regeneration will follow. "Saved."
But ..
“For many are called, but few are chosen.” Matthew 22:14
"And those he predestined, he also called; those he called,
he also justified; those he justified, he also glorified. Romans 8:30
Proud believers fail to realize that He is not willing that any will perish. Many goof offs will be saved.
He will even save those who believe in Him that will end up becoming an embarrassment before angels.
They will find themselves ashamed when they appear before Him.
So we all should all be not proud of ourselves for believing....
The Lord is not slow in keeping his promise, as some understand slowness.
Instead he is patient with you, not wanting anyone to perish, but everyone
to come to repentance." 2 Peter 3:9
God saves anyone who believes, both jerks as well as those who do become wise by grace.
Some get proud after salvation because of the thought that God saved them.
And, continue functioning in the same kind of pride that sustained them before they were saved.
He is not willing to even have the jerks to perish as long as they believer in Him.
Faith that He is real and died for their sins is a sign of regeneration having taken place.
After regeneration takes place they must work out their own salvation in fear and trembling.
Its that "inevitable fear that must come" that gets many to become closed minded and to form into cliques....
So it is....