Hi
@brightfame52 and
@civic
I think both are right.
God first ignites in our hearts faith, and then, that faith makes us live a new life ("be born again").
Do we have faith because we were born again, or are we born again because we had faith? I don't know. It is like a feedback loop.
In the end, all is started and sustained by God. Praise God!
Sometimes what gets in the way of our understanding is the confusion between "faith" and "belief", in the sense of an intellectual belief in a doctrine or dogma.
Intellectual belief may be a good thing, a very good thing, but it is not what faith is all about.
Faith is about trust in the power of God to forgive our sins and transform our lives (make us "be born again").
When Jesus healed and forgave people who came to Him and told them
"Your faith has saved you", he didn't mean that the sinners had an orthodox belief in a given creed. He didn't make them take a quiz on Theology to pass and demonstrate they had faith.
In contrast, the Gospel presents cases of "demons" proclaiming that Jesus was the Son of God. That was not "faith". Was it?