Scripture refutes your claims and you are not able to deal with itYour position is contradictory. Faith in your system involves merit.
Romans 4:1–5 (KJV 1900) — 1 What shall we say then that Abraham our father, as pertaining to the flesh, hath found? 2 For if Abraham were justified by works, he hath whereof to glory; but not before God. 3 For what saith the scripture? Abraham believed God, and it was counted unto him for righteousness. 4 Now to him that worketh is the reward not reckoned of grace, but of debt. 5 But to him that worketh not, but believeth on him that justifieth the ungodly, his faith is counted for righteousness.
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Romans 4:16 (KJV 1900) — 16 Therefore it is of faith, that it might be by grace; to the end the promise might be sure to all the seed; not to that only which is of the law, but to that also which is of the faith of Abraham; who is the father of us all,
which is why you can neither quote scripture to support your view or rebut contrary to your view scripture