Exactly.
And lets go deeper., reader.
Let me show you what i teach my Students, so that you get the exact understanding of this verse, that scares believers.
Lets solve that nonsense....
1.) "work out your salvation with fear and trembling".
You know that one.... sure.
A.) Read it like this....."Work out the Salvation, that God has given you as , the Gift of Salvation, with awe and wonder"..
See that?
That is the verse's meaning..
2.) Its teaching, that you have salvation......and of course you do, if you are born again, and not just water baptized and religious.
Listen..
IF You are born again.... You Have received Christ who is your redemption, who is your Salvation, and you are "In Christ" and "Christ in YOU, the hope of Glory", and "Glory" is heaven.
A.) So, now having "the Gift of Salvation", you are to learn how to exist in it, according to the knowledge of God.
This means, you are to understand what it means to have become "a NEW CREATION, in Christ"... and learn to have the MIND.
That's how you "work it out".
Its by gaining = THE revelation knowledge, regarding who you have become as "THE.... righteousness..,. OF GOD..... In Christ".